- To possess a section eight personal bankruptcy (whether your expense are completely cleaned), new soonest you could potentially get home financing are two years just after the bankruptcy try discharged — when this occurs, you happen to be in a position to be eligible for good Va otherwise FHA financing. If you can reveal that the factors ultimately causing their personal bankruptcy was indeed from your own manage (such medical expenses), which wishing several months is miss to one year. To possess a traditional home loan, be prepared to waiting at least 2 years if the points was in fact extenuating, and you may couple of years whenever they were not. Читать далее →