- have a source of income, verifiable in states where required;
- have a valid checking account in your name;
- have two current (and valid) telephone numbers;
- social security number;
- be over 18.
Lines of credit can be issued if you satisfy all the listed above requirement for payday loans, but you also have to not be in active duty military status, or the spouse or dependent thereof. But you have to note that lines of credit are only available in Kansas. So basically only very few customers can get such a loan.
As you can see for all available options you have to be employed, as otherwise your source of income can’t be verified, so unfortunately unemployed customers will not be able to get money in this company.
Application
To apply for a loan you don’t need any documents. You provide basic information about yourself and your income, and after that, you can send your application for review of the company. So there won’t be any problems with filling in the form. However, Cash Central warns that in some states proof of income in mandatory according to the law, so you will have to provide references and documents to the lender.
There is no information about whether you will need the guarantor, but when filling in the application you have to provide 3 contact persons with your family, friends or co-workers. This is not very convenient since not all people can have so many friends and relatives to put them as contact persons.
Time for reviewing your application is not specified either. In the «FAQ» section there is information that approval can take long enough time, so be ready to wait for some hours or even days. The money is issued in moments after approval, but also this is not always so. Читать далее →