You (and your co-borrower) will have to open a current account with SEB Pank by the the fresh new time off signing the loan agreement for your mortgage name. We possess the directly to want your (and you will co-borrower) for all your valuable money on your own current membership during the SEB Pank making agreements which have SEB.

Please consider how you would handle the new cost off loan, should the total monetary ecosystem weaken, their paycheck or other money decrease otherwise their other expenses improve

Analyse the genuine financial situation of your household members and envision delivering aside an appropriate insurance rates bargain (particularly SEB Mortgage Shelter).

Call us instantly for many who find solvency troubles. Together with her we shall select the best suited option to the trouble. You’ll choices are amending the latest fee day otherwise granting an elegance period, while you may also delay the past installment time because of the grace months.

When you have any problems in regards to the the passion, following first try to resolve the problem by the settling with us. You can read in regards to the standard procedure for paying off problems towards the web site within

If you feel that our answer is not really what you asked nevertheless envision we have broken your own rights when giving new financing, you have the right to move to the consumer Safety and Technical Regulatory Power (Endla 10a, 10122 Tallinn; ) or perhaps the Monetary Oversight Authority (Sakala cuatro, 15030 Tallinn; ) having guidance and you can grounds.

In addition, to manage a conflict you may also contact an individual Issues Committee functioning at User Shelter and you may Technology Regulatory Expert or look to courtroom. A problem with the Consumer Disagreement Committee is also filed electronically through Online Disagreement Resolution webpages from the

Financing defense provided by SEB Elu- ja Pensionikindlustus and PZU* Kindlustus* comes to insurance policies alternatives that help the fresh policyholder to make certain that during the new situations away from jobless, major fitness impairment, incapacity having work or passing the mortgage or part of they would-be reduced on the financial.

Together with contact us instantly in case the employment is ended or delivery process is actually commenced against you or your money possess come caught

• Term life insurance defense, that provides a feeling of cover if off dying of the policyholder because of a major accident otherwise illness the insurance starting should repay the mortgage and/or decided section of it to the financial.
• Major disability security, which is ended as well as life insurance coverage. In the event of that it visibility solution the insurance doing should pay-off the loan otherwise element of it towards bank regarding the event out of major wellness handicap (instance death of vision, paralysis, coma).
• Short-term impairment defense, that enables one to complete your loan financial obligation even when of short-term failure to own functions on account of accident otherwise issues.
• Jobless defense, that gives a feeling of monetary safety on chronilogical age of unexpected unemployment. Throughout the jobless or short-term inability to possess really works the insurance starting should compensate your loan repayments based on plan standards.

Along with e mail us instantly when your a career is ended or delivery procedures is began facing your otherwise your bank account enjoys already been grabbed

• you’re a permanent citizen of Estonia out of 18-55 yrs old;
• you really have applied for a loan from SEB;
• you are a nonexempt person in Estonia therefore work for a buddies joined regarding the Republic regarding Estonia (an employer);
• you don’t act as a self-working individual;
• before admission to the insurance rates deal you’ve been doing work for no less than 6 months consecutively and at the least 31 period each week;